Unlimited currencies. One account structure.
Hold balances in multiple currencies under a single account hierarchy. Convert between currencies at real-time interbank rates, set automated FX rules, and let your customers transact globally without thinking about exchange rates.
Unlimited
Currencies supported
Real-time
Interbank FX rates
48 hrs
FX rate lock window
0 manual
Reconciliation steps
Global by default. No currency plumbing required.
A single account hierarchy can hold balances in any currency - our engine has no hard ceiling. Conversions happen at real interbank rates, recorded as immutable ledger entries, with full audit trails.
Capabilities
- 01Unlimited currency support
- 02Real-time interbank FX rates
- 03Automatic currency conversion at transaction time
- 04FX rate locking for up to 48 hours
- 05Hedging rules and exposure alerts
- 06Multi-currency statements and reporting
Popular currencies
Common questions about Multi-Currency Accounts
How many currencies does Techvica support?
Our engine supports any currency with no hard ceiling. Popular pairs include GBP, EUR, USD, CHF, JPY, SGD, AUD, CAD, and emerging market currencies like NGN, KES, and BRL - and we can enable additional currencies on request.
How are FX rates determined and how competitive are they?
We source real-time interbank rates from institutional liquidity providers. Rates are transparent with no hidden markups. Your agreed margin is applied on top of the interbank mid-rate.
Can I lock in an exchange rate before executing a conversion?
Yes. FX rate locks are available for up to 48 hours, giving your customers time to confirm conversions without exposure to rate fluctuation. Locked rates are guaranteed.
How do multi-currency accounts integrate with the ledger?
Every FX conversion is recorded as an immutable Ledger Core event at the interbank rate, with two matched legs - one per currency side. Balances across all currencies are queryable in real time with full audit trails.
Can I set automated hedging rules?
Yes. You can configure exposure thresholds per currency pair and set automated conversion rules. Exposure alerts notify your treasury team when thresholds are approached.
Do customers see exchange rates before confirming a transaction?
Your white-label UI can display live rates to end users before they confirm. Rate transparency is configurable per product, and you control the margin presentation.
Connect treasury and account workflows
Ledger Core
See how FX movements and account balances map into the financial record layer.
Analytics & Reporting
Review how treasury and FX teams can work from shared reporting views.
Embedded Finance
Explore how multi-currency capabilities support platform and marketplace products.