Case studies

What teams build on Techvica.

Real results from real customers - across neobanks, traditional institutions, embedded finance platforms, and wealth managers. No hypotheticals, no stock photography.

40+

customers across 4 verticals

$4.2B+

in transaction volume processed

11 wks

fastest time to production

100%

of customers on platform after 12 months

VO

Voltara

Neobank·UK & EU

From idea to regulated neobank in 11 weeks.

Voltara launched a fully regulated digital current account with FPS and SEPA support in 11 weeks - half the time of any prior estimate. Techvica's partner-orchestrated identity flows, ledger, and payments stack let their team of 8 engineers focus entirely on the product.

11 weeks

from contract to first live transaction

$180M+

in transaction volume in year one

2.3M

transactions with zero reconciliation errors

3 countries

live in UK, Germany, and Netherlands

The challenge

Voltara had a clear product vision and strong early investor backing, but an 18-month runway clock and no prior experience building regulated financial infrastructure. Their founding team was strong on product and consumer growth - not core banking.

The solution

Techvica replaced what would have been 5 separate vendor integrations (core banking, KYC, payment rails, ledger, compliance) with a single API. Voltara's engineers used the Node.js SDK to build their entire backend in 6 weeks. The remaining 5 weeks were used for regulatory sandbox testing and soft launch.

Techvica cut our time-to-market from 18 months to 11 weeks. Their ledger is the most reliable piece of infrastructure we run.

Priya Mehta

CTO, Voltara

Platform used

Payments EngineLedger CoreKYC & AMLWebhooksNode.js SDK
CL

ClearPath Finance

Embedded Finance·UK & EU

Embedded banking for 400+ SMEs - without the compliance headache.

ClearPath Finance built a white-label banking product for accountancy firms, enabling their SME clients to hold business accounts, make supplier payments, and manage multi-currency balances - all without ClearPath needing their own banking licence.

400+

SME clients onboarded in 12 months

8 weeks

to launch from integration kickoff

£0

additional compliance headcount required

92%

KYC pass rate on first submission

The challenge

ClearPath's clients - UK accountancy firms - wanted to offer banking services to their SME customers but had no interest in becoming regulated financial institutions. They needed a solution that handled compliance, KYC, and payment rails while remaining invisible to end users.

The solution

Using Techvica's white-label UI components and BaaS layer, ClearPath launched a fully branded banking experience in 8 weeks. Partner-led verification orchestrated through Techvica handled business checks for each new SME, with risk thresholds owned by ClearPath's compliance team.

We evaluated five BaaS platforms. Techvica was the only one that treated compliance as a first-class citizen, not an afterthought.

James Osei

VP Engineering, ClearPath Finance

Platform used

White-label UIKYC & AMLMulti-CurrencySEPAPython SDK
CR

Crescendo Wealth

Wealth Management·UK

Moving $2B in AUM to a modern infrastructure in 90 days.

Crescendo Wealth, a UK-based IFA firm managing £1.6B in client assets, needed to modernise their custody and settlement infrastructure without disrupting client portfolios. Techvica's parallel ledger migration approach made it possible in a single quarter.

£1.6B

in AUM migrated without client disruption

90 days

from kickoff to full cutover

74%

reduction in reconciliation time per month

T+0

settlement now available for domestic transactions

The challenge

Crescendo's existing custody system was a 15-year-old legacy platform with no API access, costly manual reconciliation, and an inability to support the digital experience their clients expected. A full replacement was too risky. A rip-and-replace was out of the question.

The solution

Techvica deployed as a parallel layer alongside the existing system. For 30 days, both systems ran simultaneously with automated reconciliation checks. Crescendo's engineers gradually migrated client records and transactional history to the Techvica ledger. The switchover was fully automated and completed on a Friday evening with zero client impact.

The parallel migration approach meant our clients noticed nothing. From their perspective, the app just got faster overnight.

Helena Marchetti

Head of Technology, Crescendo Wealth

Platform used

Ledger CoreAnalyticsMulti-CurrencyComplianceREST API
ME

Meridian Bank

Traditional Banking·UK

A 30-year-old bank with API-first digital products.

Meridian Bank, a mid-sized UK challenger with £4.2B in deposits, needed to launch digital SME accounts and instant payment features without touching their IBM mainframe core system. Techvica became the digital layer in front of the core.

6 months

to launch digital SME product

14,000+

SME accounts opened in first quarter

0 lines

of mainframe code modified

40ms

average API response time for digital transactions

The challenge

Meridian's digital transformation had stalled. Their mainframe processed over 1 million transactions daily, and any attempt to replace it was deemed too risky by the board. But their product team needed to launch a mobile SME banking app to compete with digital-first challengers.

The solution

Techvica was deployed as the API gateway and operational account layer in front of Meridian's mainframe. End-of-day settlement files passed between systems. Customer-facing transactions were processed in real time by Techvica, with overnight reconciliation to the mainframe ledger. No mainframe code was modified.

Our board approved the project because it carried no mainframe risk. Techvica made that possible.

Alistair Forbes

CTO, Meridian Bank

Platform used

Payments EngineLedger CoreKYC & AMLWebhooksJava SDK
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